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Dealing with Life’s Changes

November 26, 2012 | Filed under Personal financial management

Every so often, we may experience a sudden change in our life, either planned or unplanned.

Eva Bennett has just published a handy guide, written very clearly and succinctly, to help you deal with the three biggest changes: relationships, redundancy and retirement (As Time Goes By; Dealing with Life’s Changes, available from

We only have one life, and to make the most of it means having the resilience to withstand change so potentially negative events can be turned into positive ones. Sometimes that can mean stepping outside your comfort zone. Here are Eva’s tips for dealing with life’s changes:

  • Set a clear, positive vision of how you want your life to be. Change your thoughts to change your life.
  • Reinvent yourself. Make a list of all the things you are good at and think about how you could apply those skills.
  • Don’t let fear hold you back from making changes. Ask yourself “What is the worst thing that could happen? What are the benefits if I take the plunge?”
  • Give service to others as a way of maintaining social contact and helping you feel good about yourself
  • Aim for a balanced life in the six key areas of work, relationships, health, leisure, finances and goals
  • Practice good communication skills so you stay connected with your family and friends
  • Use your money wisely
  • Lighten your load by getting rid of things or relationships that drain your energy and thinking about what makes you feel more energised
  • Think young and do what you love! Use diet and exercise to slow down the aging process and maintain your health.

Life is to be enjoyed now, not later. As Eva says; ‘Do it while you can because we don’t know what the future holds’.

Liz Koh is an Authorised Financial Adviser. The advice given here is general and does not constitute specific advice to any person. A disclosure statement can be obtained free of charge by calling 0800 273 847.  For free eBooks, go to and




Explaining Investor Behaviour

November 22, 2012 | Filed under Personal financial management

The recent receivership of Ross Asset Management has been yet another lesson in investment behaviour.

Only further investigation will determine whether anything untoward has occurred, however whatever the outcome of that investigation, investors in the fund will now be nervously waiting and considering the wisdom of their decisions. …Read more

Frozen bananas sweet and smooth(ie)

November 20, 2012 | Filed under Dessert

Carol has sent two suggestions for using bananas.

If you remove the bananas from the freezer skin them and quickly blend them you can serve them as banana icecream – no sugar added – they are sweet enough.

As a result you can also do the same adding them to a smoothie – no sugar added. I use both, for the smoothie using the banana as the sweetener and then adding strawberries or seasonal fruit and blending.

Thanks Carol.

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