Supermarket shopping list

Always take a shopping list to the supermarket.  This way you will remember to buy everything you need and will help to reduce the temptation to spend up on unnecessary items and keep your budget under control.

Giving money to your children

One of the dilemmas of being a parent is deciding how much financial assistance to give your children.

It is every parent’s desire to be able to provide whatever their children need to live a full and happy life, but Read more

Make the most of your Money

So you never have enough money? Looking for a way to get rich quick? Most New Zealanders end their working lives with a debt free home and not a lot else. That’s because they don’t know how to make the most of their money. The average New Zealander earns $35,000 a year and works for around 45 years. That means that in one working lifetime, he or she will earn around $1,500,000 in today’s money.

The problem is that for most people, Read more

Grandma’s Jars

When times were tough during the depression and war years, every penny earned had to be carefully spent or saved. Those were the days when you paid your bills with notes and coins and thoughts of internet banking were pure science fiction.

The irony is that while banking technology has revolutionised the way we pay for things, it has also made it easier for money management to get out of control.

Grandma used to have a row of jars on the mantelpiece – Read more

Edible Christmas gifts

If you’re stuck for gift ideas, then think food.

There are lots of things you can make that will give a lot of pleasure. These ideas might take a bit of your precious time but won’t cost much in dollars The time spent will be really appreciated by the person on the receiving end. Read more

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