Managing your Mortgage

Buying a house is the most important financial decision that most people ever make.

The financial consequences of taking on a mortgage can have either a favourable or disastrous effect on your future prosperity depending on Read more

Think of Next Christmas

It’s a horrendous thought I know, but whether you are  a saver or in debt, now is the time to start thinking about next Christmas and beyond.

It’s time to reflect on lessons learned Read more

Be Happy, Be Wealthy

One of the most interesting philosophical questions about money is whether having more money makes you a happier person

It can be argued that the old adage ‘money doesn’t buy happiness’ is something that was propounded by those Read more

Teach Kids About Money

In a 2009 survey of financial knowledge undertaken for the Retirement Commission it was no surprise that the results showed a high correlation between low financial knowledge and difficulty in managing money. Read more

Make the most of your Money

So you never have enough money? Looking for a way to get rich quick? Most New Zealanders end their working lives with a debt free home and not a lot else. That’s because they don’t know how to make the most of their money. The average New Zealander earns $35,000 a year and works for around 45 years. That means that in one working lifetime, he or she will earn around $1,500,000 in today’s money.

The problem is that for most people, Read more

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